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Why Use an Independent Insurance Agent?

More choices. Less hassle. Just the right amount of protection.

The right insurance is about more than choosing the right company. It's about selecting coverage that fits your specific needs. Your local independent agent will provide the expert guidance to help you do both – so you can focus on your life, not on your insurance.

Ease

They will do the work.

Having an unbiased advocate on your side means you don't have to navigate the insurance world on your own. In fact, if you don't want to, you don't even have to about the insurance world. You can rest easy knowing that your agent has the knowledge and resources to protect what matters most to you.

Choice

You will have many options.

Because they aren't limited to products from any one company, independent agents have the freedom to create a personalized insurance package that fits your needs and your budget.

Advise

An expert is on your side.

Is an umbrella policy right for you? Do you have enough uninsured motorist coverage? Does your jewelry require a special rider on your homeowners policy? An independent agent can answer all of your insurance questions — even those you didn't know you had.

How Independent Insurance Agents Benefit You – and Your Community

Along with offering the best combination of value and protection, independent agents work to improve the lives of those around them:

  • They build stronger communities. Agents are business owners and employees, but above all, they are members of the community. And, many of them make an impact by sharing their time and resources with local nonprofit organizations.
  • They build long-term relationships. Three out of four people use an agent to buy insurance, according to a recent survey, and many of them stay with the same agency for years. When you work with a local insurance agency, you deal with people you know — and people who know you.

How to Choose an Independent Insurance Agent

Depending on where you live, there could be several local independent agents eager to help you buy insurance. How do you choose?  Start by asking these questions:

  • Is the agent licensed in my state?
  • How many companies do they represent?
  • How many years have they been in business?
  • Are they recommended by my friends or family? What do online reviews say?
  • Are the agents involved in my community? Do they volunteer with local organizations or participate in other civic activities?
  • Are they affiliated with industry groups ?

We think you’ll agree that independent agents make insurance easy.

*information courtsey of Safeco Insurance